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A digital token that represents ownership of a regulated financial asset — such as an interest in a real estate fund, syndication, or REIT — and is subject to applicable securities laws. Security tokens are to be distinguished from utility tokens (which grant access to a product or service) and payment tokens (which function as a medium of exchange). Security tokens issued in connection with real estate offerings must comply with all applicable securities laws, including registration or exemption requirements, transfer restrictions, and investor eligibility rules.